body {
	background-color: #EFEEEA;
	padding-top: 0px;
	padding-bottom: 0px;
	padding-left: 0px;
	padding-right: 0px;
}
a, A:link, a:visited, a:active
		{color: #000000; text-decoration: none; font-family: arial, helvetica, sans serif; font-size: 11px}
	A:hover
		{color: #620F0C; text-decoration: none; font-family: arial, helvetica, sans serif; font-size: 11px;}
	a:active
		{color: #0620F0C; text-decoration: none; font-family: arial, helvetica, sans serif; font-size: 11px; font-weight: bold;}
		
.menupad {
	padding-top: 0px;
	padding-bottom: 0px;
	padding-left: 24px;
	padding-right: 0px;
	
}
.contact {
	color: #000000;
	text-decoration: none;
	font-weight: bold;
	font-family: arial, helvetica, sans serif;
	font-size: 11px;
	padding-top: 20px;
	padding-bottom: 20px;
	padding-left: 17px;
	padding-right: 0px;
}
.referral {
	color: #000000;
	text-decoration: none;
	font-weight: bold;
	font-family: arial, helvetica, sans serif;
	font-size: 11px;
	padding-top: 0px;
	padding-bottom: 20px;
	padding-left: 17px;
	padding-right: 0px;
	border-style: solid;
	border-width: thin;
	border-color: #000000;
}
.contactlink {
	color: #000000;
	text-decoration: underline;
	font-weight: bold;
	font-family: arial, helvetica, sans serif;
	font-size: 11px;
	padding-top: 0px;
	padding-bottom: 0px;
	padding-left: 0px;
	padding-right: 0px;
}
.whitebg {
	background-color: #ffffff;
	padding-top: 0px;
	padding-bottom: 0px;
	padding-left: 0px;
	padding-right: 0px;
}
.navheads {
	color: #0F3C56;
	text-decoration: none;
	font-weight: bold;
	font-family: arial, helvetica, sans serif;
	font-size: 10px;
	padding-top: 0px;
	padding-bottom: 0px;
	padding-left: 10px;
	padding-right: 0px;
}
.navheads2 {
	color: #0F3C56;
	text-decoration: none;
	font-weight: bold;
	font-family: arial, helvetica, sans serif;
	font-size: 10px;
	padding-top: 10px;
	padding-bottom: 0px;
	padding-left: 0px;
	padding-right: 0px;
}